Archive for Disember 2010

Agihan Pendapatan ASN 6 sen

29 Disember 2010 Tinggalkan komen

Pelabur ASN dapat agihan pendapatan 6 sen bagi tahun kewangan berakhir Dis 2010. Tetapi agihan ni sebenarnya tiada makna, pendapatan sifar, sebab harga unit ASN akan turun mengikut peratus yg diagihkan.

Petikan penuh drp Bernama:

KUALA LUMPUR: Amanah Saham Nasional Bhd (ASNB), a wholly owned subsidiary of Permodalan Nasional Bhd (PNB), yesterday announced an income distribution of 6 sen per unit for Amanah Saham Nasional (ASN) scheme for the financial year ending Dec 31, 2010.

PNB chairman Tun Ahmad Sarji Abdul Hamid said this year’s income distribution was 0.8 sen higher from the 5.2 sen per unit declared in 2009.

The income distribution would involve a total payment of RM89.88mil compared with the RM81.52mil paid last year, he told a press conference here.

He said ASN’s performance for the year ending Dec 31, 2010 was generally better than last year in line with the encouraging performance of the country’s economy and the stock market which saw the FBM KLCI index increasing by 18.8% to 1,511.58 points on Dec 24, 2010 from 1,271.78 points on Dec 31, 2009.

During the same period, he said, ASN recorded a gross income of RM112.02mil.

Profit from the sale of shares contributed RM63.07mil or 56.3%, followed by dividend income from investee companies of RM39.18mil or 34.98%.

The remaining RM9.77mil or 8.72% was derived from other investments.

Ahmad Sarji said the ASN income distribution would be calculated based on unit holdings on Dec 31, 2010, which is the last day of the financial year of the fund.

The ASN income distribution payment would be invested automatically and credited into the unitholders’ passbooks based on ASN’s net asset value on Dec 31, 2010, he said.

“The payment will benefit 1.18 million unitholders who currently hold more than 1.5 billion units of ASN,” he said.

All transactions for ASN at the ASNB headquarters, ASNB offices and agents will be suspended from Dec 27, 2010 to Jan 3, 2011.

Unitholders will be able to update their ASN passbooks beginning Jan 3, 2011 at any ASNB offices or ASNB agents nationwide.

ASN is a growth fund launched on April 20, 1981. The objective of this fund is to generate reasonable level of income distribution and capital appreciation to the unit holders through a diversified portfolio of investments.

Meanwhile, PNB president and chief executive officer Tan Sri Hamad Kama Piah Che Othman said the stock market was forecast to perform better next year compared to this year.

“Market experts expect the stock market to be better next year index-wise. The FBM KLCI index is expected to surpass 1,600 points next year,” he said.


Pengiraan Dividen ASB 2010 – Dividen 7.5 sen, Bonus 1.25 sen

22 Disember 2010 74 comments

Untuk tahun 2010, ASNB telah mengumumkan dividen ASB untuk tahun kewangan berakhir Dis 2010 iaitu 7.5 sen dan bonus 1.25 sen. Macam mana nak kira semua ni? Secara kasar peratus pulangan adalah 7.5+0.125 iaitu 7.625% (untuk mereka yg baru buat loan asb setahun).

Saya percaya ramai yg buat loan asb. Sebagai contoh untuk loan asb 100K. Jumlah dividen yang diperolehi ialah RM7,500. Untuk kira bonus agak complicated sikit, sebab berdasarkan purata baki minimum 120 bulan yg lepas. Kalau baru start loan Jan 2010, maka dapat lah bonus 12×100,000/120 * 1.25% = RM125.00. Jadi jumlah semuanya RM7,625.00.

Persoalan kedua pulak, berapa profit selepas tolak bayaran bulanan. Kebanyakan loan adalah BLR-1.65%, berdasarkan purata BLR 2010 6.15  – 1.65 = 4.5%. Jadi kos pinjaman 4.5% berbanding dividen 7.5%, dapatlah untung 3% (kadar yg sangat lumayan bagi mereka yg buat loan asb).

Peratus pulangan sebenar:
Loan tahun pertama: 7.625%
Tahun kedua: 7.75%
Tahun ketiga: 7.875%
Tahun keempat: 8.0%
Tahun kelima: 8.125%
Tahun ke-6: 8.25%
Tahun ke-7: 8.375%
Tahun ke-8: 8.5%
Tahun ke-9: 8.625%
Tahun ke-10: 8.75%
Pelabur yg telah menyimpan genap 10 tahun memang dapat profit yg lumayan.

Contoh kasar: Loan Asb 100K, bulanan RM550:
Kos pinjaman: RM4,500 (interest) + RM2160 (principal) = RM6660
Untung: RM7,625 (dividen+bonus) + RM2160 (principal) = RM9875
Untung bersih sekitar: RM3,125 (kalau buat loan 200K, untung 6.25K tu).
Peratus untung: 9875/6660 – 1.00 = 47% (Sangat lumayan). Kalau simpan sendiri, dapat 7.5% sahaja.
* Kiraan ni untuk pelabur yg telah membuat loan asb genap setahun.

Tahniah kepada semua pelabur ASB!

Berikut petikan penuh drp biz star:

KUALA LUMPUR: Amanah Saham Nasional Bhd (ASNB), a subsidiary of Permodalan Nasional Bhd (PNB) has declared an income distribution of 7.5 sen per unit and a bonus of 1.25 sen per unit for Amanah Saham Bumiputera (ASB) for the financial year ending Dec 31, 2010.

PNB chairman Tun Ahmad Sarji Abdul Hamid said the income distribution was an increase of 0.2 sen per unit compared with the 7.3 sen per unit paid out last year.

“The income distribution portion will involve a total payout of RM5.93bil by ASNB, an increase of 22% compared with the RM4.86bil paid last year while the bonus portion payment for this year is RM603.34mil,” he said yesterday when announcing the income distribution.

Ahmad Sarji said that up to Dec 17, ASB had recorded a gross income of RM6.58bil with dividend income from investee companies contributed RM3.27bil or 50% of the gross income. Profit from the sale of shares contributed RM2.78bil or 42%.

Tun Ahmad Sarji Abdul Hamid announcing the income distribution at the event.

“The rest of the income at 8% or RM0.53bil was derived from investment in short-term instruments and other investments,” he said, adding that the payment would benefit 7.04 million unit holders, currently holding more than 82.72 billion units of ASB.

He added that the income distribution and bonus would be automatically credited into the respective unit holder’s accounts and they would be able to update their accounts beginning Jan 3, 2011.

PNB president and chief executive officer Tan Sri Hamad Kama Piah Che Othman said PNB could have paid up to 11.4 sen this year but the board had decided to pay 7.5 sen as the balance would be brought up for next year’s funds management.

“This year’s earnings were supported by the increase in dividend contributions from companies particularly Malayan Banking Bhd which amounted to 55 sen compared with 8 sen a year earlier,” Hamad said.

Apart from that, contributions from other companies such as Maxis Bhd and Telekom Malaysia Bhd had also increased this year.

“However, dividend contribution from Sime Darby Bhd dropped to 10 sen this year from 20.3 sen in 2009,” he said.

Hamad also said in terms of income, last year’s dividend was less than 50% but it managed to achieve 50% for this year as the result from dividend returns from the investee companies.

Later, when asked on PNB’s plan to build the 100-storey Menara Warisan, he said PNB was still doing the study.

Kategori:ASB, Pelaburan

Dr Doom: Ekonomi 2011

18 Disember 2010 Tinggalkan komen

Apa kata Dr Doom untuk ekonomi pada 2011. Ikuti petikan bizstar berikut:

DR Doom is not always so gloomy at least not so lately. After all, he has said before that he is no perma-bear.

And he proves that with his latest forecasts that comes with a somewhat brightened outlook for next year.

Nouriel Roubini the famous economics professor from New York University who earned the nickname Dr Doom for his often-depressing outlook on the economy has got some glad tidings to dish out this time.

This is more than just because Christmas is around the corner; recent economic trends and data do seem to point to a more positive, albeit still risky, outlook for 2011.

To see how Roubini’s outlook has brightened within just a span of two months, consider his projection in October of a 40% chance of a double-dip recession for the US economy in 2011.

His latest diagnosis finds that the risk has since diminished substantially to around 15%-20% now, thanks to the new stimulus measures undertaken by US policymakers, including the much-debated second round of quantitative easing, or QE2.

Roubini has also upgraded his 2011 growth forecast for the world’s largest economy to 2.3% from less than 2% previously.

He is also certain that growth for the global economy next year will remain intact only that it will be marginally weaker compared with 2010. And in any case, risks to the global economy will come mainly from economies in the euro zone due to their mounting debt problems.

The bottom line is, this Dr Doom actually prefers the tag Dr Realist, because, as he points out, his projections have always been based on actual trends and data; he is not deliberately gloomy for the sake of eccentricity.

Roubini’s analysis of the global economic landscape this time is somewhat in line with the general consensus.

According to recent predictions made by some of the world’s leading financial institutions, such as UBS, Nomura, Deutsche Bank and Morgan Stanley, global growth next year would likely range between 3.7% and 4.3%, down from the predicted average growth rate of 4.8% for 2010.

The two-track recovery will continue in 2011, with emerging economies leading the way with a growth rate of at least 6%, compared with the projected average growth rate of a mere 2% for advanced economies.

Satellite TV for your PC

17 Disember 2010 Tinggalkan komen

Harga iPad di Malaysia

16 Disember 2010 2 comments

Harga iPad di Malaysia sebenarnya lebih murah drp di US.

iPad WiFi
16GB RM1549
32GB RM1849
64GB RM2149

iPad WiFi+3G
16GB RM1999
32GB RM2299
64GB RM2599

Jadi apa tunggu lagi. Tapi ada khabar kata iPad 2 akan dilancarkan Jan 2011. Mungkin akhir tahun depan akan ada di pasaran Malaysia.


Sejarah Kadar BLR di Malaysia

15 Disember 2010 Tinggalkan komen

BLR digunakan oleh bank sebagai panduan untuk menentukan kos terendah pinjaman.

Berikut adalah rekod kadar BLR di Malaysia:

Year     BLR (%)     Remark
2010     6.30     Adjusted July 2010
2010     6.05     Adjusted May 2010
2010     5.80     Adjusted March 2010
2009     5.55
2008     6.75     Adjusted March 2009
2007     6.75
2006     6.00
2005     6.00
2004     6.00
2003     6.50
2002     6.50
2001     6.75
2000     6.75
1999     8.00
1998     10.50
1997     9.25
1996     8.50
1995     6.60
1994     8.25
1993     9.50
1992     9.00
1991     7.50
1990     7.00
1989     7.00



Melabur dalam Amanah Hartanah Bumiputera melalui Maybank

2 Disember 2010 20 comments

Berikut adalah maklumat yg saya perolehi drp website Maybank2u utk dikongsi bersama:


Amanah Hartanah Bumiputera (AHB)

A fund that seeks to provide Unit Holders with a regular and consistent income stream whilst preserving the Unit Holders’ investment capital

Fund type / Category:

Min initial investment:
500 units

What is Amanah Hartanah Bumiputera?

  • A Shariah Compliant Unit Trust
  • An opportunity to benefit from rental income of prime commercial properties.

Investment Objective

The Fund seeks to provide Unit Holders with a regular and consistent income stream whilst preserving the Unit Holders’ investment capital

Investment Strategy

The Fund will seek to achieve its investment objective by investing primarily in the beneficial ownership of real estate in Malaysia from the Sponsor in particular commercial properties including but not limited to office buildings, shopping complexes, commercial centres, logistics and industrial complexes. The Fund will also invest in Shariah-compliant money market instruments and equivalent instruments and hold cash to meet its liquidity requirements

Fund Manager

Mayban Investment Management Sdn. Bhd.

Potential Investors

  • Investors who seek capital preservation
  • Investors with low risk tolerance
  • Investors who wish to benefit from prime commercial property, via rental income.


  • Malaysian Bumiputera:
    • Akaun Dewasa (18 years and above)
    • Akaun Remaja (18 years and above as legal guardian for minors age three (3) months and above but below 18 years. Both legal guardian and minor must be Malaysian Bumiputera)
  • Bumiputera institution¹
    ¹Any Bumiputera institution’s investment in the Fund is only by invitation from the Manager and the Sponsor

Minimum Initial Investment

500 Units

Maximum Investment

Limited to 200,000 Units per Unit Holder

Minimum Additional Investment

100 Units

Minimum Balance of Units

500 Units

Minimum Redemption

500 Units

Frequency of withdrawal

Once in a calendar month


The above details applicable to Individual Unit Holders only