Berita yang agak kurang enak daripada AirAsia. Untuk traveler seperti saya yg plan utk bercuti di luar negara sekurang-kurangnya sekali setahun. Nasib baik dah beli tiket hujung tahun lepas. Harap tahun depan harga minyak jet akan turun semula.
PETALING JAYA: Low-cost carrier AirAsia Bhd has finally succumbed to the pressure of persisting high fuel prices and will re-introduce fuel surcharge ranging from RM10 to RM30 per flight after having abolished its fuel surcharge policy in late 2008.
AirAsia said in a statement yesterday the surcharge would be imposed starting May 3 for all domestic and international routes. All flight bookings made before May 3 are not affected.
AirAsia said it needed to re-introduce fuel surcharge to offset against escalating jet fuel prices, which have exceeded US$140 per barrel.
All domestic flights and international flights under two hours will be imposed with a RM10 fuel surcharge per way, RM20 (one way) for flights between two and three hours and RM30 (one way) for flights above three hours.
Meanwhile, long-haul affiliate AirAsia X will impose fuel surcharge ranging from RM50 to RM90 per way depending on destination.
AirAsia abolished fuel surcharge in November 2008 and has created much hoopla surrounding its ability to do away with fuel surcharge for over two years, as it used its growing ancillary income to cushion the impact of rising fuel costs.
“The rising jet fuel prices and the continuous upward spiral caused by the situation in the Middle East and other external factors have made it imperative for us to reintroduce the fuel surcharge, despite our best efforts to resist it for as long as we could,” AirAsia regional head of commercial Kathleen Tan said.
Bagi peminat produk Apple, iPad 2 mula dijual di Malaysia pada harga mula RM1499, bergantung kepada spesifikasi. Cara paling mudah, pesan secara online di Apple Store.
KUALA LUMPUR: The iPad 2 is on sale from today, and anxious buyers have been queuing up at the shops since last night to get the latest edition of the device.
Internet marketer Wilson Chin, 26, was proud of being the first person in line at Machines Mid Valley at 10pm.
“I also wanted to document the whole experience of the iPad craze as early as possible on my blog.
“I usually wait for the second generation of most electronic gadgets as they usually come with improvements,” he added.
IT analyst Siti Hafsah said she took a day off work for the iPad 2.
“I’m happy that the iPad 2 is launched simultaneously with Japan, Hong Kong, Singapore and South Korea.
“The last time, people had to wait for more than six months,” she added.
Mobile application engineer Swee Wai Hoow said he needed the iPad 2 for his work.
“It will be interesting to see how the new features will be incorporated for new applications,” said Swee.
The iPad 2 offers improvements from the original iPad by being thinner, lighter and faster with a claimed 10 hours of battery life.
The iPad 2 is also cheaper than its predecessor by RM50 to RM100 depending on individual models.
For the Wifi-only models, prices are fixed at RM1,499, RM1,799 and RM2,099 each for the respective 16GB, 32GB and 64GB versions.
Meanwhile the 3G and Wifi-enabled models will go from RM1,899, RM2,199 and RM2,499 respectively.
Maxis yesterday announced it will offer dedicated data plans for iPad 2 in coming weeks.
Sungguh menakjubkan, harga saham Focus Lumber yang baru disenaraikan di Bursa telah melonjak dengan mendadak. Pada hari pertama disenaraikan, harga telah naik daripada 60 sen kepada RM1.18, kenaikan sebanyak 97%.
KUALA LUMPUR: Sabah-based plywood, veneer and laminated veneer lumber (LVL) manufacturer Focus Lumber Bhd, which made its debut on the Main Market of Bursa Malaysia yesterday, was the most actively traded stock and closed with a 97% premium at RM1.18.
Its share price gained 58 sen with 40.29 million shares changing hands. Its initial public offering price was 60 sen.
The company said its business growth would be driven by the continuous demand in the global market for plywood due to its widespread usage.
“Our products are mainly exported overseas. For our financial year ended Dec 31, 2010 (FY10), 87.5% of our total revenue was derived from exports,” said Focus Lumber founder and managing director Lin Fong Ming.
He added that the company planned to invest in new and advanced machinery to enhance its manufacturing process.
Plywood is the main revenue contributor to the company, making up 95.2% of the company’s revenue last year.
As part of their growth strategy, Focus Lumber commissioned a production line for LVL in early 2010, aimed at helping the company diversify into different product market segments. LVL, which is made of recycled wood waste, is becoming more widely used. For FY10, the company recorded a revenue of RM120.4mil, up 17.67% from RM102.3mil earned in FY09. The pre-tax profit for 2010 was RM10.2mil.
Established in 1989, some of the company’s markets included the United States, Taiwan, South Korea, Singapore, Australia, China, India and Mexico.
Investing in shophouses or shopoffices is not for everyone. Unlike buying a residential property, there is a lot more to consider when buying a shophouse.
“For a shophouse, you need to know which floor to buy, which side is facing outside or inside, where the traffic is and so on. The quantum of investment is also higher than for a home,” says Gerard Kho, senior vice-president of Reapfield Properties Sdn Bhd.
On the other hand, investing in shophouses can offer a number of benefits over residential property. It often allows owners to enjoy long-term leases, while capturing two different market segments — retail and office — at the same time.
“Investors often sell the shops along with the lease,” Kho says, adding that shophouses usually receive yields of 3.5% to 10%, depending on the location and potential capital gains.
The first two floors of a normal, 4-level shophouse are usually used for retail while the upper two floors are more suitable for office space.
“The retail space will usually be let for a long lease, say for at least two to three years. The tenants come in and refurbish the place, so you can lease it as an empty shell. You usually don’t need to maintain or renovate the place that much as the tenant retailers usually do it themselves. In that sense, you get tenants who have a vested interest in the property because they put in the money to do it up,” says Kho. Office space is different, however, and the owners themselves have to maintain the units.
But Kho says retailers in shophouses are facing rising competition from malls.
“New concept shopping malls are constantly being developed. For areas like Bangsar, for example, both malls and shophouses are thriving and the yield of some of the shophouses there is high,” he says.
Kho will be one of the speakers at The Edge Investment Forum on Real Estate 2011, titled, “Buy, Sell or Hold?” on April 9 at the Sime Darby Convention Centre in Kuala Lumpur.
His talk on “Talking shops” will take a look at the upside and downside of investing in shopoffices and shophouses, giving investors an insight into how shops have performed historically in terms of yields and capital appreciation as well as the investment hot spots.
This article appeared in City & Country, the property pullout of The Edge Malaysia, Issue 851, Mar 28-Apr 3, 2011
Kempen Iklan KWSP Berjaya Tarik Lebih Ramai Ahli Buat Penamaan
Lebih ramai ahli telah menyahut seruan Kumpulan Wang Simpanan Pekerja (KWSP) agar membuat penamaan terhadap simpanan KWSP mereka semasa kempen penamaan melalui media pada Disember tahun lalu.
Bilangan penamaan yang diterima pada Disember meningkat kepada 36,881 berbanding purata 26,000 penamaan baru diterima daripada ahli setiap bulan sepanjang 2010. Setakat 31 Disember 2010 bilangan ahli yang telah membuat penamaan ialah 4.80 juta, bertambah 24 peratus daripada 3.86 juta ahli pada tahun sebelumnya.
Dalam satu kenyataan yang dikeluarkan hari ini, Pengurus Besar Perhubungan Awam KWSP, Encik Nik Affendi Jaafar berkata, “Peningkatan dalam bilangan penamaan yang diterima menunjukkan kesan positif kempen pengiklanan yang dijalankan bertujuan meningkatkan kesedaran di kalangan ahli mengenai kepentingan melindungi hak orang yang tersayang.
“KWSP akan terus menggalakkan ahli untuk membuat penamaan atau mengemaskini penamaan mereka dengan segera, terutamanya kepada ahli yang mempunyai sekurang-kurangnya RM3,000 dalam simpanan KWSP mereka. Jumlah ini cukup besar untuk disalurkan kepada tanggungan mereka dan dengan membuat penamaan akan memastikan simpanan ahli dibayar kepada penama dengan segera.”
Kempen kesedaran ini melibatkan penyiaran iklan KWSP dalam radio dan akhbar dari 13 Disember hingga 26 Disember 2010 bagi mengingatkan ahli supaya membuat dan mengemaskini penamaan KWSP mereka. Kempen penamaan ini turut disokong dengan promosi yang dibuat melalui kaunter-kaunter perkhidmatan dan Pusat Panggilan KWSP.
“Membuat penamaan hanya memakan masa beberapa minit, ahli hanya perlu mengisi Borang KWSP 4 dan menyerahkannya kepada cawangan KWSP yang terdekat. Kegagalan untuk berbuat demikian akan memberikan kesan mendalam terhadap kehidupan orang tersayang dan tanggungan mereka,” kata Nik Affendi.
Tanpa penamaan akan menyebabkan keluarga atau waris ahli yang meninggal dunia melalui proses sukar dan memakan masa untuk menuntut simpanan ahli. Mereka perlu mengemukakan dokumen seperti Surat Kuasa Mentadbir, Surat Probet atau Perintah Pembahagian dari pihak berkuasa yang berkenaan untuk menyokong permohonan pengeluaran simpanan ahli. Langkah ini adalah perlu untuk mencegah penipuan pengeluaran dan memastikan simpanan persaraan ahli diberikan kepada mereka yang benar-benar berhak. Ahli KWSP juga dinasihati bahawa penamaan mengatasi wasiat bertulis.
Bagi ahli beragama Islam, penama bertindak sebagai pentadbir (wasi) yang bertanggungjawab mengagihkan simpanan ahli mengikut Hukum Faraid.
“Dengan membuat penamaan akan memastikan simpanan ahli dapat diagihkan kepada waris yang dinamakan dengan lebih mudah ketika mereka menghadapi musibah dan saat memerlukan,” kata Nik Affendi.
Ahli yang ingin membuat penamaan boleh mendapatkan Borang KWSP 4 dari mana-mana cawangan KWSP atau dimuat turun dari laman web myEPF ini. Borang yang lengkap diisi perlu diserahkan kepada cawangan KWSP berdekatan.
Untuk maklumat lanjut, ahli KWSP boleh melayari ruangan Soalan Lazim di dalam laman web myEPF ini, menghubungi Pusat Panggilan KWSP di talian 03-8922 6000 atau mengunjungi cawangan KWSP terdekat.
Mengenai Kumpulan Wang Simpanan Pekerja (KWSP)
Kumpulan Wang Simpanan Pekerja (KWSP) adalah dana pencen terulung di Malaysia yang menyediakan jaminan asas kewangan bagi persaraan. KWSP sentiasa komited dalam menjamin dan meningkatkan simpanan ahlinya melalui amalan terbaik pelaburan dan tadbir urus korporat. Langkah berhemah sentiasa menjadi panduan dalam setiap keputusan pelaburannya.
Sebagai sebuah organisasi yang berfokuskan pelanggan, KWSP memberikan perkhidmatan yang cekap dan berkesan untuk keselesaan ahli dan majikan berdaftar.
KWSP akan terus memainkan peranannya sebagai pemangkin kepada pembangunan ekonomi negara, selaras dengan kedudukannya sebagai institusi simpanan terkemuka di Malaysia.
SUMBER: Laman web rasmi KWSP
The practice of investing in gold is slowly gaining momentum in Malaysia.
THERE’S a lot of talk about gold these days. More Malaysians are investing in the precious metal and even criminals seem to have caught on to the gold bug.
Last month, police nabbed five kidnappers in Klang who demanded 10 one-kilogram gold bars (worth RM1.44mil at that time) from the victim’s family. It is believed to be the country’s first-ever kidnapping case involving the use of gold bars as ransom.
More recently, the Malaysian Anti-Corruption Commission (MACC) reportedly discovered gold bars in the homes of several Customs officers during raids.
There is good reason why gold is sought after it recorded an all-time price hike this week, reaching US$1,500 (RM4,500) an ounce for the first time in history.
Over the last year, the price of gold has risen approximately 23%; and in the last three years it has risen 98%. While unrest in the Middle East and the situation in Japan are cited for record gold prices in recent months, shaky financial systems are the main reasons why the price of gold has been shooting up over the years.
Companies are now aggressively marketing gold in the form of bars and coins while banks are offering gold-related savings accounts.
In cyberworld, there are countless numbers of websites offering gold products and online forums are hotting up with discussions on investment in the glittering metal.
According to RH Investment Services Labuan director Richard Hull, the rise in the gold price is predominately linked to the amount of US currency in circulation.
He explains that it took 200 years for the US to print US$825bil (RM2.5 tril). But in Sept 2008, the US government printed US$900bil (RM2.7tril) and in March 2009, another US$1.2tril (RM3.6tril). This means that in less than a year, they added over US$2tril (RM6tril) to the money supply or a 370% increase in currency.
“People are investing in precious metals because of distrust in the financial system. They want to put money into something that is real,” says Hull, adding that all the currencies in the world are backed against the US dollar.
He believes there is sound economic reason to estimate that the gold price may reach US$15,000 (RM45,000) an ounce, a rise of 1,000% from its present level.
Ng Yih Pyng, the president of the Federation of Goldsmiths and Jewellers Associations Of Malaysia says jewellery shops in the country started to stock on gold wafer and bars a few years ago when there was demand for it.
“Before, people bought gold in the form of jewellery. Now investors buy gold bars and wafers. Most, if not all jewellery shops, now sell gold bars from 1g to 100g. The trend is becoming stronger every day,” he shares.
People buy based on what they can afford as gold bars are very expensive.
To put it into perspective a 100g gold bar (999.9 purity) that barely sits on the palm can fetch anything between RM15,000 and RM17,000 (depending on the brand) these days. Prices are based on daily updates.
“People are not so confident with currency and other investments, so they diversify a bit,” says Ng, adding that white gold and diamonds have also become popular in the last year.
Acupuncturist Oran Kavity, 52, purchased gold through an online website a few years ago. Kavity had then purchased some property in London, and was unsure of what to do with his remaining funds.
Wanting to diversify his assets, the Londoner put the rest of his money into buying gold. And his gold investments have tripled in value over the last three years.
He sold some of his gold and managed to raise almost RM250,000 for his business venture in Malaysia.
Marcus Chong of mysmartgold.com has observed an increasing interest in gold investment as people are becoming more knowledgeable about gold and are making enquiries.
He says people know they can make profit out of gold and are aware of the different brand names available.
He has also noticed a stark difference in the way people pose questions now compared to just a year ago.
“They used to ask questions like where to place the gold bars and what gold investment is about. Now they are asking direct questions like what’s the rate,” he says.
Businesswoman Aldila Tahziz, 35, invested about RM50,000 in gold last September when she wanted to start up her bakery supplies business.
Whenever she needs to raise money for her business, she pawns her gold and gets 70% of the current gold price. She only has to pay the pawnshop RM0.75 per day for storing her gold. When her business is profitable, she reclaims the gold from the pawnshop.
“I keep on rolling the money in my business until I can get back the gold,” says Aldila who also invests in property and shares.
Aldila constantly checks on the price of gold three times a day at least.
She keeps the gold in a safe deposit box and has also purchased some gold coins (dinars), which she keeps at home for emergencies.
Aldila has started investing in silver as well, which has gone up 124% in the last year and 188% in the last three years.
In Malaysia, silver is not as popular as gold, although some gold-traders stock up on it.
Chan Sew Mei (not her real name), 35, has started investing in gold for her five-year-old daughter, purchasing 100g every year for the purpose. In addition, she invests in a gold savings account which will go towards her daughter’s education fund.
“I think gold has a certain sentimental meaning and value,” says Chan who also invests in stocks and property.
“When inflation occurs, gold prevails,” quips Chan who was introduced to gold investment by a friend in 2007. She has also diversified to investing in silver.
Jamaluddin Khalid, managing director of Saudagar Emas says many are turning to gold because of the higher returns.
The former bank officer of 20 years got into gold trading in 2009 after some research on the Internet. He recalls his friend making fun of him for selling “one-cent” coins (one dinar) for RM440 back then. But last year, his friend bought a dinar from him for RM580. Today, that one dinar is worth RM690.
“During the time of the prophets, one dinar could buy you a goat. Now, it can still buy one goat. After 1,500 years, it has still retained its value. Even gold dust is sought after these days,” he quips.
Jamaluddin got into the business after researching articles on the Internet. He borrowed money from close friends to start the business and has no regrets.
As a gold trader who doesn’t have his own shop, Jamaluddin is wary of meeting anyone and only does it at places with CCTV cameras such as banks. He recalls an occasion when someone wanted to buy 1kg gold bars.
Jamaluddin suggested conducting business at a police station, but the person declined.
Rajen Devadason, a Securities Commission-licensed financial planner with MAAKL Mutual Bhd , notes that the practice of investing in gold is slowly gathering momentum.
Not long ago, he points out, it was theoretically appropriate to have precious metals comprise 5% of a diversified portfolio. Today, he feels 10% is more appropriate because of the “irresponsible action of developed nations, most notably the US, in circulating more currency around”.
He suggests that individuals gradually build up their gold position in stages over the next few years, with the aim of having gold by itself or with the other three precious metals, silver, platinum and palladium, reach between 8% and 10% of their total investment portfolio.
Devadason adds that it makes sense to have between one-tenth and one-fifth of investment in gold coins, wafers or bars. This relatively small portion of the total gold should be kept somewhere safe yet accessible in the event of a financial system meltdown.
“The likelihood of that happening is small, which is why the amount of physical gold that should be kept handy need not be very large,” he rationalises.
He points out that while gold is a safe investment during times of turmoil, human society doesn’t just rely on gold for existence.
“Our economic health depends even more on the health of our businesses, on our supply of food and fuel, and in the real estate that houses us and our companies from which our crops spring forth,” he elaborates.
He adds that a well-diversified portfolio should include significant equity exposure in key geographic regions, including the economic powerhouse United States and well-run emerging economies such as China, India and Indonesia.
He also suggests investing in equities that are tied with food production, hard commodity exposure such as oil, equities that are tied to mineral mining and exploration, and either direct real estate or indirect property exposure via real estate investment trusts.
“It is unwise to just invest in gold and any investment should be done as part of a concerted plan to construct a sensibly diversified portfolio,” he advises.
Devadason believes those who are savvy investors will gradually increase their personal purchases of gold over the next one or two years before everyone else wakes up to the fact that gold prices are rising.
He urges caution, though.
“It’s likely a bubble will then form. When it bursts, unsophisticated speculators will lose a great deal of money,” he warns.
SOURCE: The Star