Akaun Gold Deposit di CIMB

Selain Maybank, Public Bank dan UOB, kini CIMB juga telah menawarkan pelaburan emas melalui simpanan deposit emas.

Berikut adalah features yg saya petik daripada laman web rasmi CIMB:

	Any time is a good time to invest in gold.
	With CIMB Bank Gold Deposit Account (“GDA”), you can now buy and sell gold via a passbook account and cash out whenever you want.
	Invest in 99.9% pure gold today for potentially higher returns in the long term.
	Features and Benefits of CIMB Bank Gold Deposit Account:
	Minimum Initial Deposit 10 grams Minimum subsequent Purchase / Sale 5 grams and must be in multiples of 1 gram Minimum Quantity for Physical Gold Withdrawal 100 grams and in multiples of 100 grams Account Opening Requirement Customer to open an affiliate conventional savings/current account (“designated affiliated account”) prior to opening a GDA to facilitate the purchase or sale of gold and other charges. The designated affiliate account is compulsory and customers without a CIMB Bank savings/current account would be required to open one. Mode of Operation Passbook Gold Purchase Price Gold purchase will be based on the Bank’s prevailing gold SELLING price quoted in RM per gram The mode of payment accepted for purchase of gold are: – Debiting current/savings account maintained with CIMB Bank Gold Sale/ Withdrawal Gold sale will be based on the Bank’s prevailing gold BUYING price quoted in RM per gram Withdrawal options available are: – Credit into the designated affiliate account – Physical gold Interest No interest payout Benefits Customer will make a capital gain if there is an appreciation in gold price. To earn potentially higher return from appreciation in gold price Invest in gold without having to keep the gold physically Good hedge against inflation Affordable initial purchase and subsequent investment Convenience of investing in gold as trading is carried out through a passbook. Option of withdrawing from the GDA in physical gold.