Skim SARA 1Malaysia Lumayan 12%
Lagi berita tentang Skim SARA 1Malaysia. Petikan terbaru drp The Star menyatakan individu yang layak boleh melabur secara tunai menggunakan duit sendiri atau melalui pinjaman. Pulangan agak lumayan iaitu 12%. Cuma ada yg kata boleh melalui pinjaman sahaja. Jadi saya pun agak kurang pasti tentang hal ini. Dan agak pelik juga, hanya 100 ribu isirumah yg layak. Saya agak pasti lebih ramai lagi yg layak, kerana majoriti isirumah di Malaysia ni berada pada paras layak. Isirumah yg layak RM3000 ke bawah. Adakah maksud di sini First Come First Serve? Permohonan bermula hari ini. Terlalu banyak perkara yg mengelirukan.
Petikan penuh The Star.
Investment scheme for low-income groups starts today.
PETALING JAYA: Starting today, households with a monthly income of less than RM3,000 can apply for the Government’s special savings scheme, Skim Amanah Rakyat (Sara) 1Malaysia.
The scheme, which will benefit around 100,000 households, allows those eligible to invest up to RM5,000.
This sum can be paid in cash or obtained through loans.
In return, participants will enjoy monthly returns of RM134, or RM50 if a loan was obtained.
A participant’s total investment would be worth between RM5,000 and RM13,000 after five years.
Prime Minister Datuk Seri Najib Tun Razak, who first announced the scheme’s inception when he tabled Budget 2012, said Sara 1Malaysia aimed to increase disposable income and encourage savings amongst the low-income group.
When he launched it earlier this month, he said the scheme was a continuation of the various forms of aid and assistance implemented by the Government to benefit the low-income group.
Permodalan Nasional Bhd (PNB) president and group chief executive officer Tan Sri Hamad Kama Piah Che Othman earlier said the scheme would provide a return on investment of 12% per annum over five years.
Application forms are available from four participating banks: Maybank, CIMB Bank, RHB Bank and Bank Simpanan Nasional.
The participants will be investing in Amanah Saham 1Malaysia, a fund managed by Amanah Saham Nasional Bhd under PNB.
Maybank consumer finance head Hamirullah Boorhan said designated counters were provided at its branches to serve applicants of the scheme.
“This scheme is a good investment opportunity for eligible investors and Maybank is honoured to be chosen as a partner,” he said in a statement yesterday, adding that Maybank’s participation was in line with its mission to humanise financial services.