Utama > Hartanah > Peluang memiliki Rumah Pertama

Peluang memiliki Rumah Pertama

Inisiatif yang baik untuk mereka yang layak. Jadi jangan lepaskan peluang. Terdapat sedikit perubahan polisi yang membolehkan lebih ramai yang layak untuk memiliki rumah pertama. Ini antara good news yang terawal untuk tahun 2013 bagi mereka yang ingin melabur dalam bidang hartanah dan seterusnya memiliki hartanah rumah pertama.

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Income limit eligibility for My First Home up to RM5,000

KUALA LUMPUR: The income limit of individual borrowers for My First Home Scheme (SRP) will be increased from RM3,000 to RM5,000 per month effective January 2013.This enhancement was one of the SRP’s eligibility criteria slated for improvement under Budget 2013’s announcement last year, Cagamas SRP Bhd said yesterday.

For joint borrowers, it said the income limit had been increased up to RM10,000 per month, subject to the individual borrower’s income not exceeding RM5,000 per month.

“In addition, the requirement for a savings record equivalent to three months installment and minimum employment of six months will be abolish,” Cagamas SRP said.

It said the scheme allowed homebuyers to obtain 100% financing from participating banks, enabling them to own a home without having the need to pay a 10% downpayment.

“Cagamas SRP will guarantee the initial 10% of the loan under the scheme,” it added.

Cagamas was mandated in 2011 to play an active role of helping young, working Malaysians in the private sector to own their first homes under the SRP. — Bernama

Kategori:Hartanah
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